Commercial Insurance in Coshocton, OH

Businesses of All Sizes Need Commercial Insurance

Whether you’re a one-person startup or an established company headquartered in Coshocton, OH, you must have commercial insurance to protect your business investment. Commercial insurance can cover you for a variety of risks, including liabilities, property damage, and cybercrime.

Liability Coverage for Lawsuits and Other Liability Claims

Where businesses are most vulnerable financially is in the area of liability. For example, an accident on your premises could result in a successful lawsuit against you or a costly settlement. General liability insurance covers these scenarios to keep you from being wiped out by a liability claim.

There are special types of liability insurance you may wish to explore:

Employment practices insurance for allegations of discrimination, harassment, wrongful termination, etc.
Errors and omissions insurance in case your mistake causes harm to someone else
Directors and officers insurance for instances where actions of the board or C-suite have serious negative consequences

You can increase your liability coverage by adding a business umbrella policy. This coverage picks up when you reach your general liability insurance limit, giving you millions more in protection.

Other Common Types of Commercial Insurance

Your risks don’t end with liability. Be sure to protect your business with these other types of commercial insurance, which you can add as needed to your policy:

Property insurance for your business premises and equipment, tools, and inventory
Equipment breakdown insurance in case equipment failure means you can’t operate
Earthquake and flood insurance to supplement your property insurance
Commercial auto insurance for any vehicles used in your business operation
Cyber insurance in case of hacking, data breaches, or ID theft
Workers’ compensation to protect employees injured on the job
Inland marine insurance if you transport expensive items belonging to others
Loss of income insurance if events beyond your control mean you can’t operate
Bonds for when your promise to complete a job or uphold professionals standards is tied to your income

There is also commercial insurance tailored for specific professions, like barbers, contractors, architects, landscapers, and restaurant owners.

Our Independent Agents Know the Local Coshocton, OH, Business Climate

You want insurance agents who are part of your local community and can provide personalized service. At Jared Reynolds Insurance, our independent agents understand your business is unique. We take the time to ensure you’re not leaving any gaps in your coverage, and we always have a more extensive selection of commercial insurance products for Coshocton businesses than you’ll find with big companies.

Call us today at 740-588-9090 to make sure you have the right commercial insurance coverage, or start your policy online at your convenience.