Commercial Insurance in McConnelsville, OH

Your Business Needs Protection From Multiple Risks

Even small one- and two-person businesses need protection these days from various risks. We always recommend that our business clients in McConnelsville, OH, carry the right commercial insurance. This covers them in the event of liability claims, property damage, and cyber crimes, preventing a single unexpected disaster from forcing them to close their doors permanently.

Liability Claims Are a Serious Financial Hazard

Nationally, liability claims, such as for non-employee slip-and-fall injuries, are the most significant risk for businesses and cost, on average, over $1 million in judgments and settlements. General liability insurance protects you in case of liability lawsuits and settlements, so you can’t be put out of business by their expense.

Be sure to ask about specialty liability insurance too:

Errors and omissions insurance in case someone else is harmed by your mistake
Employment practices insurance in the event of allegations of harassment, wrongful termination, discrimination, etc.
Directors and officers insurance if their actions result in negative consequences

A business umbrella policy adds further liability coverage once you reach the cap on your general liability insurance.

Combine Liability Coverage With These Other Types of Commercial Insurance

You can add any of these types of insurance to your liability coverage:

Commercial auto insurance for your business vehicle or fleet
Inland marine insurance to protect expensive items belonging to others while in transit
Property insurance for your business premises as well as vital tools, equipment, and inventory
Earthquake and flood insurance in case of natural disasters
Cyber insurance to cover ID theft, hacking, or data breaches
Workers’ compensation required in case an employee is hurt on the job
Equipment breakdown insurance in case you can run due to equipment failure
Loss of income insurance if operation isn’t possible due to events outside your control
Bonds to cover your promise to complete a job on time or uphold certain professional standards

Some professions have special commercial insurance tailored for them, like hair stylists, engineers, landlords, and gardeners.

Our Independent Agents Know the Local Coshocton, OH, Business Climate

When you call Jared Reynolds Insurance, you know you’re talking to local independent agents who are familiar with McConnelsville, OH, and can customize commercial insurance just for your needs. We have a much more extensive selection of insurance products than big companies, although we work with all the major carriers.

We make it easy to start your policy online, or call us at 740-588-9090 today to make sure you have commercial insurance to protect your business investment.