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Concrete Contractors Insurance

Concrete Contractors Insurance

The concrete business is often exposed to risks that can lead to accidents and financial loss. Concrete insurance can protect your business from the potentially financial blows that could bring hardship to the business.  Several key coverages you will want to consider such as,

  • General Liability
  • Auto Liability
  • Property
  • Inland Marine (screeds, bull float, plate compactors, rebar bender or cutters, vibrators, laser levels, power hammer and drills, etc)
  • Umbrella Liability
  • Employment Practices Liability
  • Cyber Liability
  • Employee Benefits Liability

Every concrete business model is different.  For example: A concrete business that specializes in only residential work might pay a different premium than a concrete business specializing in commercial installation.

Business insurance costs will range, and your exact cost will depend on several factors, such as

  • Sales and Payroll Cost
  • Number of Company Vehicles
  • Number of Scheduled Inland Marine Equipment
  • Service Area
  • Total Amount of Property Being Covered