If you are a first-time homeowner, congratulations! Buying your own place in Zanesville is a huge accomplishment that you no doubt worked hard to achieve. Be sure to protect your investment with home insurance in case the unexpected happens.

What Does Home Insurance Cover?

Home insurance protects both your home’s structure and its contents:

• The structure of the home
• Outbuildings, like a detached garage
• Appliances
• Furnishings and home decor
• Electronics
• Personal belongings

If a tree falls on the roof and causes damage, your home insurance pays for repairs, so you don’t have to cover them from your own bank account. If a fire makes your kitchen unusable, your home insurance pays to have it rebuilt. You’re protected in the event of storms, many natural disasters, fire, vandalism, and theft.

Other Benefits of Home Insurance

Home insurance also provides liability coverage in case someone is hurt while visiting your property, whether that’s a friend, family member, or delivery person. Most policies extend liability coverage to all members of your household, no matter where you are on Earth.

Many policies also provide alternative living expenses. This means if you can’t live in your home because damages are so extensive, your home insurance covers the cost of relocating elsewhere during repairs or rebuilding.

Let Us Find the Right Home Insurance Policy for You

Every home is different, and homeowners need varying levels of coverage depending on the value of their property and their personal belongings. Independent agents are ideal for this because we have access to many more home insurance products than big companies.

We can tailor a policy just for your unique needs. And we can add extra coverage for valuables or tack on a policy for earthquake or flood protection too. A personal umbrella policy gives you extra liability coverage, which we especially recommend for high-net-worth individuals and dog owners.

Don’t risk leaving your first home without the protection of a good insurance policy. Call Jared Reynolds Insurance at 740-588-9090 today to set up coverage or start a policy online at your convenience.

Get a Free First Time Homeowner Insurance Quote