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Landscapers Insurance

Landscapers Insurance

The landscapers classes are often exposed to risks that can lead to accidents and financial loss. Landscaping insurance can protect your business from the potentially financial blows that could bring hardship to the business.  Several key coverages you will want to consider such as,

  • General Liability
  • Auto Liability
  • Property
  • Inland Marine (skid steers, excavators, sprayers, aeration equipment)
  • Umbrella Liability
  • Employment Practices Liability
  • Cyber Liability
  • Employee Benefits Liability

Every landscaping business model is different.  For example: A landscaping business that specializes in only mowing will pay a different premium than a landscaping business specializing in hardscapes or pesticide treatment.

Business insurance costs will range, and your exact cost will depend on several factors, such as

  • Sales and Payroll Cost
  • Number of Company Vehicles
  • Number of Scheduled Inland Marine Equipment
  • Service Area
  • Total Amount of Property Being Covered